[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sw-style.cz\/za-uver-muzete-urcit-i-majetkem-treti-osoby\/#Article","mainEntityOfPage":"https:\/\/www.sw-style.cz\/za-uver-muzete-urcit-i-majetkem-treti-osoby\/","headline":"Za \u00fav\u011br m\u016f\u017eete ur\u010dit i majetkem t\u0159et\u00ed osoby","name":"Za \u00fav\u011br m\u016f\u017eete ur\u010dit i majetkem t\u0159et\u00ed osoby","description":"Chcete si letos dop\u0159\u00e1t opravdu p\u011bknou dovolenou? Anebo je pro v\u00e1s prioritou dokon\u010dit rekonstrukci bytu? Pot\u0159ebujete pen\u00edze na jeho vybaven\u00ed?…","datePublished":"2019-11-27","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.sw-style.cz\/author\/#Person","name":"","url":"https:\/\/www.sw-style.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/15c4177f6d86975c976af12ba80b10af7add2f97f8786f8cf1596253472c0ea7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/15c4177f6d86975c976af12ba80b10af7add2f97f8786f8cf1596253472c0ea7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sw-style.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sw-style.cz\/wp-content\/uploads\/img_a370456_w2147_t1582111002.jpg","url":"https:\/\/www.sw-style.cz\/wp-content\/uploads\/img_a370456_w2147_t1582111002.jpg","height":0,"width":0},"url":"https:\/\/www.sw-style.cz\/za-uver-muzete-urcit-i-majetkem-treti-osoby\/","about":["Ekonomika"],"wordCount":398,"articleBody":"       Chcete si letos dop\u0159\u00e1t opravdu p\u011bknou dovolenou? Anebo je pro v\u00e1s prioritou dokon\u010dit rekonstrukci bytu? Pot\u0159ebujete pen\u00edze na jeho vybaven\u00ed? A\u0165 u\u017e v\u00e1s napadne cokoli, m\u016f\u017eete z\u00edskat p\u0159esn\u011b takovou sumu pen\u011bz, o kterou v\u00e1m jde, kdy\u017e po\u017e\u00e1d\u00e1te o nebankovn\u00ed hypot\u00e9ku. Zat\u00edmco v bance \u017eadatele o \u00fav\u011br snadno odm\u00edtnou i kv\u016fli sebemen\u0161\u00ed hlouposti, z nebankovn\u00ed spole\u010dnosti odejdou s pr\u00e1zdnou pouze ti, u kter\u00fdch je jasn\u011b patrn\u00e9, \u017ee by sv\u00e9 z\u00e1vazky nebyli schopni spl\u00e1cet. Tou hlavn\u00ed a podstatnou v\u00fdhodou je, \u017ee m\u016f\u017eete z\u00edskat opravdu vst\u0159\u00edcn\u00fd a flexibiln\u00ed \u00fav\u011br, ani\u017e byste si kv\u016fli n\u011bmu museli l\u00e1mat vaz. Sta\u010d\u00ed, kdy\u017e budete za \u00fav\u011br ru\u010dit nemovitost\u00ed, a je to. V\u0161echno ostatn\u00ed u\u017e potom p\u016fjde jako po m\u00e1sle. M\u00e1te strach o sv\u00e9 bydlen\u00ed? Nemus\u00edte \u2013 z\u00e1ruka v podob\u011b nemovitosti v\u00e1s v jeho u\u017e\u00edv\u00e1n\u00ed nijak omezovat nebude. Nav\u00edc nen\u00ed nutn\u00e9, abyste ru\u010dili domem anebo bytem, klidn\u011b m\u016f\u017eete zvolit i jin\u00e9 druhy nemovit\u00e9ho majetku, jako je nap\u0159\u00edklad pozemek, gar\u00e1\u017e anebo t\u0159eba zahradn\u00ed chata. V\u017edy z\u00e1le\u017e\u00ed na tom, jakou m\u00e1 v\u00e1mi zvolen\u00e1 z\u00e1ruka hodnotu. \u010c\u00edm vy\u0161\u0161\u00ed je jej\u00ed hodnota, t\u00edm vy\u0161\u0161\u00ed \u00fav\u011br m\u016f\u017eete z\u00edskat. Suma pen\u011bz se m\u016f\u017ee vy\u0161plhat a\u017e do v\u00fd\u0161e sedmdes\u00e1ti procent hodnoty v\u00e1mi zvolen\u00e9ho majetku. A ka\u017ed\u00e1 nemovitost m\u00e1 svou tr\u017en\u00ed hodnotu. M\u016f\u017eete si tak sjednat nejen hypot\u00e9ku na klasick\u00fd byt, ale t\u0159eba i hypot\u00e9ku na dru\u017estevn\u00ed byt, hypot\u00e9ku na pozemek, anebo hypot\u00e9ku na firemn\u00ed v\u00fdrobn\u00ed are\u00e1l. To u\u017e z\u00e1le\u017e\u00ed jen na v\u00e1s, co zvol\u00edte. A aby toho nebylo m\u00e1lo, je zde i mo\u017enost ru\u010dit majetkem, kter\u00fd nen\u00ed v\u00e1\u0161. Samoz\u0159ejm\u011b s t\u00edm vlastn\u00edk takov\u00e9 nemovitosti mus\u00ed souhlasit. Jak u\u017e bylo \u0159e\u010deno, nez\u00e1le\u017e\u00ed na tom, o jakou konkr\u00e9tn\u00ed nemovitost se jedn\u00e1. A stejn\u011b tak nez\u00e1le\u017e\u00ed ani na tom, kdo ji vlastn\u00ed. Spoluru\u010ditelem se m\u016f\u017ee st\u00e1t jak v\u00e1\u0161 rodinn\u00fd p\u0159\u00edbuzn\u00fd, tak i v\u00e1\u0161 zn\u00e1m\u00fd, anebo t\u0159eba soused. M\u016f\u017ee to b\u00fdt kdokoli, kdo bude s podm\u00ednkami \u00fav\u011bru souhlasit.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Za \u00fav\u011br m\u016f\u017eete ur\u010dit i majetkem t\u0159et\u00ed osoby","item":"https:\/\/www.sw-style.cz\/za-uver-muzete-urcit-i-majetkem-treti-osoby\/#breadcrumbitem"}]}]